Abstract: 

Abstract:

Informal microfinance is the delivery of financial services mainly to low income people outside the

regulation of the monetary authority. Despite their importance in development, no studies have

undertaken a detailed analysis of structures and performance

in informal microfinance institutions.

This study aims to analyze structures and performance in informal microfinance institutions in

Abstract: 

Penicillin residues in animal food products like milk and meat has attracted great concern by health

regulatory agencies due to their negative effects. Therefore, there is urgent need for reliable, low cost,

fast and simple analytical tools/methods to monitor these penicillin residues in animal products before

distribution to consumers. In our previous work, we developed a square wave voltammetric method